Tata Intra Insurance
Tata Intra Insurance
Tata Intra insurance is a type of commercial vehicle insurance
policy which provides coverage against damages to insured tata
intra in case of any accident, theft, fire, natural disasters or
such mishaps.
When it comes to your Tata Intra Pickup, having the right
insurance coverage is essential. From third-party insurance to
comprehensive coverage, understanding your options can help you
safeguard your vehicle and mitigate potential risks.
Why is Tata Intra is important?
With a strong market presence, Tata Intra contributes significantly to Tata Motors' standing in the commercial vehicle segment, influencing the company's growth trajectory. The economic impact of this versatile vehicle extends beyond its functional utility, as it fosters economic activity by facilitating the seamless movement of goods and materials.
Is Tata Intra Insurance essential?
Insurance for Tata Intra is essential for various reasons, primarily centered around mitigating financial risks and ensuring the smooth operation of commercial activities. Given that Tata Intra is often utilized in demanding sectors such as transportation and logistics, the vehicle is exposed to a range of operational hazards, including accidents, theft, and natural disasters. Insurance coverage provides a safety net, offering financial protection against the potential losses arising from these unforeseen events.
Types Of Tata Intra Insurance
Third-party Tata Intra Insurance– Third-party insurance is a mandatory requirement for all commercial vehicles, including the Tata Intra V30. It provides coverage for bodily injury liability and property damage liability caused to a third party in the event of an accident. While it fulfills legal obligations, it may not cover damages to your own vehicle.
Comprehensive insurance– Comprehensive insurance offers a broader scope of coverage for your Tata Intra V30. It includes protection against damage or loss due to accidents, theft, fire, vandalism, natural disasters, and more. With comprehensive coverage, you can have peace of mind knowing that your vehicle is protected in various scenarios.
Credentials required while Filing the Insurance
You should carry the below listed documents while signing up the policy with PolicyAutoCare.
-
Vehicle’s Registration Number -
Tax Receipt -
Permit -
Photo Identity Proof -
Driving License -
Claim form (duly filled) -
Load Challan -
Copy of the FIR -
Fitness Certificate
Add-on Coverage
has come up with extra benefits for their customers as a reward of choosing us. The additional coverage is a bonus shield. You can choose any of the add-on benefit just by adding a little extra to your actual premium.
How Tata Intra revolutionizes the world of Commercial Vehicles in India?
Tata Intra stands as a revolutionary force in the commercial vehicle sector in India, redefining standards with its innovative design and advanced features. As a versatile and efficient offering, Tata Intra has played a pivotal role in transforming the logistics and transportation landscape.The vehicle's payload capacity, coupled with fuel efficiency, enhances operational cost-effectiveness for businesses, contributing to increased profitability.
The economic significance of Tata Intra extends beyond individual businesses to the broader economy. By facilitating efficient goods transportation, especially in the e-commerce and distribution sectors, it contributes to the overall growth of industries and supports the country's economic development. Additionally, the vehicle's compliance with stringent emission standards underlines Tata Motors' dedication to environmental sustainability.
Tata Intra Insurance Claim Process
Claiming your Tata Intra insurance is an easy process now a days. You can contact to your agent direclty , can call on toll free number , or by filling online forms as well. Make sure insured person have following details :
- Time and date of loss
- Policy number for reference
- The location where the incident took place
- A brief description of the incident
- Name & contact number of the person filing the claim
Types of Discounts in Tata Intra Insurance:
- NO CLAIM BONUS
- INSTALLATION OF ANTI-THEFT DEVICE
- IMT. 12. DISCOUNT FOR SPECIALLY DESIGNED/MODIFIED VEHICLES FOR THE BLIND, HANDICAPPED AND MENTALLY CHALLENGED PERSONS.
Important Factors To Be Considered While Buying/Renewing your Tata Intra Insurance
While renewing or buying a commercial vehicle insurance policy, customer should focus on below points:
- Insured Declared Value (IDV): The term ‘IDV’ refers to the maximum claim your insurer will pay if your vehicle is damaged beyond repair or is stolen. Suppose the market value of your car is Rs 5 lakh when you buy the policy. That means the insurer will disburse a maximum amount of Rs 5 lakh.
- Coverage: It is important to have appropriate coverage when buying any commercial vehicle insurance policy.
- Discount/NCB: NCB actually stands for ‘No Claim Bonus’. It is actually a kind of reward that the car insurance providers provide to their customers when they do not file any claim in a policy year.
- Add-on Benefits: Select add-on covers to enhance the overall policy commercial vehicle insurance coverage.
- Deductibles: Choose for deductibles only when it is possible to pay a portion of the claim from your pocket. Always check for the deductibles and clauses at the time of renewal.
Commercial Vehicle Insurance Cost<
Subject to deduction for depreciation at the rates mentioned
below in respect of parts replaced:
1. For all rubber/nylon/plastic parts, tyres and tubes,
batteries and air bags- 50%
2. For fibre glass components-
30%
3. For all parts made of glass- Nil
4. Rate of
depreciation for all other parts including wooden parts will be
as per the following schedule
Vehicle Age | Depreciation Rate |
---|---|
Within 6 months | Nil |
Between 6 months to 1 year | 5% |
Between 1 year to 2 years | 10% |
Between 2 years to 3 years | 15% |
Between 3 years to 4 years | 25% |
Between 4 years to 5 years | 35% |
Between 5 years to 10 years | 40% |
Exceeding 10 years | 50% |
PERSONAL ACCIDENT COVER FOR OWNER-DRIVER
The Company undertakes to pay compensation as per the following
scale for bodily injury/death sustained by the owner-driver of
the vehicle, in direct connection with the vehicle insured or
whilst driving or mounting into/dismounting from the vehicle
insured or whilst travelling in it as a co-driver, caused by
violent, accidental, external and visible means which
independent of any other cause shall within six calendar months
ofsuch injury resultin:
Nature of injury | Scale of compensation |
---|---|
Death | 100% |
Loss of two limbs or sight of two eyes or one limb and sight of one eye | 100% |
Loss of one limb or sight of one eye | 50% |
Permanent total disablement from injuries other than named above | 100% |
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