Tata Yodha Insurance
Tata Yodha Insurance
Tata Yodha Pickup is a suitable last-mile cargo truck in the
small commercial vehicle segment for today’s logistics business.
Yodha Pickup is a 2 seater Pickup truck with a payload option
ranging from 1200kg up to 1700kg. It is comfortable, convenient,
and needs low maintenance. The most fuel-efficient engine powers
Yodha and its spacious cargo loading area make it suitable for
transporting fruits and vegetables, fish, poultry, milk, and
construction materials. Tata Yodha is among the sturdiest and
stylish pickup trucks available in the market. If you are the
owner of this can then you must have a car insurance to follow
the Motor Vehicles Act, 1988.
Tata yodha insurance is a type of commercial vehicle insurance
policy which provides coverage against damages to insured tata
yodha in case of any accident, theft, fire, natural disasters or
such mishaps.
Why is Tata Yodha is important?
With a strong market presence, Tata Yodha contributes significantly to Tata Motors' standing in the commercial vehicle segment, influencing the company's growth trajectory. The economic impact of this versatile vehicle extends beyond its functional utility, as it fosters economic activity by facilitating the seamless movement of goods and materials.
Is Tata Yodha Insurance essential?
Insurance for Tata Yodha is essential for various reasons, primarily centered around mitigating financial risks and ensuring the smooth operation of commercial activities. Given that Tata Yodha is often utilized in demanding sectors such as transportation and logistics, the vehicle is exposed to a range of operational hazards, including accidents, theft, and natural disasters. Insurance coverage provides a safety net, offering financial protection against the potential losses arising from these unforeseen events.
Types Of Tata Yodha Insurance
Third-party Tata Yodha Insurance– This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle
Comprehensive insurance– This type of car insurance provides coverage to your vehicle as well as third party and property
Standalone / Own Damage– This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.
Credentials required while Filing the Insurance
You should carry the below listed documents while signing up the policy with PolicyAutoCare.
-
Vehicle’s Registration Number -
Tax Receipt -
Permit -
Photo Identity Proof -
Driving License -
Claim form (duly filled) -
Load Challan -
Copy of the FIR -
Fitness Certificate
Add-on Coverage
has come up with extra benefits for their customers as a reward of choosing us. The additional coverage is a bonus shield. You can choose any of the add-on benefit just by adding a little extra to your actual premium.
How Tata Yodha revolutionizes the world of Commercial Vehicles in India?
Tata Yodha has played a transformative role in revolutionizing the commercial vehicle landscape in India. Boasting a robust and reliable design, this series has become synonymous with durability and resilience, particularly in sectors such as transportation, logistics, and construction. The vehicle's exceptional performance and adaptability make it well-suited for the diverse and demanding requirements of businesses across the country.
The economic significance of Tata Yodha cannot be overstated. By facilitating the seamless movement of goods and materials, it becomes an indispensable asset for businesses, contributing to increased productivity and profitability. Its role in supporting critical sectors of the economy, such as agriculture, manufacturing, and trade, underscores its broader impact on national economic development.
Furthermore, the emphasis on safety features and compliance with regulatory standards enhances Tata Yodha's appeal. Businesses can rely on the vehicle not only for its performance but also for its commitment to ensuring the well-being of drivers, passengers, and road users.
Tata Yodha Insurance Claim Process
Claiming your Tata Yodha insurance is an easy process now a days. You can contact to your agent direclty , can call on toll free number , or by filling online forms as well. Make sure insured person have following details :
- Time and date of loss
- Policy number for reference
- The location where the incident took place
- A brief description of the incident
- Name & contact number of the person filing the claim
Important Factors To Be Considered While Buying/Renewing your Tata Yodha Insurance
While renewing or buying a commercial vehicle insurance policy, customer should focus on below points:
- Insured Declared Value (IDV): The term ‘IDV’ refers to the maximum claim your insurer will pay if your vehicle is damaged beyond repair or is stolen. Suppose the market value of your car is Rs 5 lakh when you buy the policy. That means the insurer will disburse a maximum amount of Rs 5 lakh.
- Coverage: It is important to have appropriate coverage when buying any commercial vehicle insurance policy.
- Discount/NCB: NCB actually stands for ‘No Claim Bonus’. It is actually a kind of reward that the car insurance providers provide to their customers when they do not file any claim in a policy year.
- Add-on Benefits: Select add-on covers to enhance the overall policy commercial vehicle insurance coverage.
- Deductibles: Choose for deductibles only when it is possible to pay a portion of the claim from your pocket. Always check for the deductibles and clauses at the time of renewal.
Commercial Vehicle Insurance Cost<
Subject to deduction for depreciation at the rates mentioned
below in respect of parts replaced:
1. For all rubber/nylon/plastic parts, tyres and tubes,
batteries and air bags- 50%
2. For fibre glass components-
30%
3. For all parts made of glass- Nil
4. Rate of
depreciation for all other parts including wooden parts will be
as per the following schedule
Vehicle Age | Depreciation Rate |
---|---|
Within 6 months | Nil |
Between 6 months to 1 year | 5% |
Between 1 year to 2 years | 10% |
Between 2 years to 3 years | 15% |
Between 3 years to 4 years | 25% |
Between 4 years to 5 years | 35% |
Between 5 years to 10 years | 40% |
Exceeding 10 years | 50% |
PERSONAL ACCIDENT COVER FOR OWNER-DRIVER
The Company undertakes to pay compensation as per the following
scale for bodily injury/death sustained by the owner-driver of
the vehicle, in direct connection with the vehicle insured or
whilst driving or mounting into/dismounting from the vehicle
insured or whilst travelling in it as a co-driver, caused by
violent, accidental, external and visible means which
independent of any other cause shall within six calendar months
ofsuch injury resultin:
Nature of injury | Scale of compensation |
---|---|
Death | 100% |
Loss of two limbs or sight of two eyes or one limb and sight of one eye | 100% |
Loss of one limb or sight of one eye | 50% |
Permanent total disablement from injuries other than named above | 100% |
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